Complete landlord accountancy for every Harrow investor
Browse our specialist service categories. Select the service that fits your requirements and get a fixed written quote within 48 hours.
HMO Accountants
HMO landlords face accounting work that ordinary buy-to-let landlords don't: mandatory and additional licensing fees treated correctly, room-level rental income that needs tracking per tenant for council tax / utilities apportionment, fire-safety capital expenditure that has to be split between revenue (reactive maintenance) and capital (improvements), and Section 24 finance-cost relief calculations that interact with HMO-specific banking arrangements. Generalist accountants miss several of these every year. We handle HMO accounts as routine work.
Learn more
SPV / Property Company Accountants
A property SPV (Special Purpose Vehicle) is a limited company holding buy-to-let or HMO properties. The structure is increasingly common since Section 24 made personal-name holding tax-inefficient for higher-rate landlords. The accounting work is more complex than personal landlord SA work — corporation tax computation, director's loans, dividend planning, and the SDLT 3% surcharge interaction — but the after-tax yield is usually better at portfolio scale. We handle SPV accounts and corporation tax as routine work.
Learn more
Buy-to-Let Accountants
Buy-to-let landlord accounting goes wrong in three places: Section 24 mortgage interest restriction calculations (where generalists either ignore it or apply it to all finance costs rather than just interest), the revenue-versus-capital expenditure split (where generalists default to expensing everything which understates capital allowances), and the partnership / joint-ownership structuring questions that affect how income is reported between spouses or co-owners. We handle BTL work daily, not as a sideline.
Learn more
Non-Resident Landlord Tax
Non-resident landlords (UK landlords living overseas) face a specific HMRC compliance regime: the Non-Resident Landlord Scheme (NRLS) requires letting agents (or tenants paying directly if no agent is used) to deduct 20% basic-rate tax from gross rental income before remittance — unless the landlord has applied for and received NRL gross-payment approval from HMRC. We handle NRLS registration, the NRL1 / NRL6 forms, and the cross-border tax treaty implications correctly.
Learn more
Landlord Self-Assessment & Rental Income
Landlord self-assessment is more than just typing rental income into the SA105 box. The work that matters is: capturing all allowable expenses (the small ones add up across a year), applying Section 24 finance-cost restriction correctly, splitting revenue versus capital expenditure on refurb work, handling capital gains on disposal with the 60-day CGT reporting deadline, and presenting the position defensibly if HMRC opens a compliance check. We handle landlord SA daily, not as a sideline.
Learn more